Published date:Jul 03 2019

Journal Title: KnE Social Sciences

Issue title: UNNES International Conference on Research Innovation and Commercialization 2018

Pages:1–8

DOI: 10.18502/kss.v3i18.4692

Achmad SlametUniversitas Negeri Semarang

Arief Yuliantoariefyulianto@mail.unnes.ac.idUniversitas Negeri Semarang

Siti RidloahUniversitas Negeri Semarang

Kris Brantas Abiprayu Universitas Negeri Semarang

Thepurposeofthisstudyistodeterminetheleveloffinancialliteracyandtheimpactof financialliteracyondecisionsonaccessanduseoffinancialservicesfor‘LakuPandai’ customers. The primary data used is from ‘Laku Pandai’ customers in Semarang City, Central Java Province. Data analysis using logit regression, with the scale of interval data on financial literacy is the interval. Whereas, the scale of the data on financial inclusionisnominal.Theresultsofthestudyindicatethatfinancialliteracywillincrease theprobabilityof1time inusing bankingaccessandservices.Thisisbecause banking information has been conveyed to ‘Laku Pandai’ customers. Thus, supply side or financial inclusion is not solely caused by financial literacy, but rather by information provided by banks to ‘Laku Pandai’ customers.

Keywords: financial inclusion, financial literation, Laku Pandai customers.

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