Published date: Nov 12 2018

Journal Title: KnE Social Sciences

Issue title: The 2018 International Conference of Organizational Innovation (ICOI-2018)

Pages:

DOI: 10.18502/kss.v3i10.3455

S Herianingrumsri.herianingrum@feb.unair.ac.id

A Shofawati

R T Ratnasari

Micro-enterprises that are easy to grow but also easily falling need to be empowered to maintain the continuity of their business. This is partly demonstrated by the empowerment of micro-enterprises by sharia microfinance institutions (IMI) conducted by meeting the needs of micro-enterprises’ funds, providing supervision and assistance of micro-enterprises. What is interesting is the social function, which is also owned by sharia microfinance institutions is able to move and motivate micro-enterprises to develop. This study aims to examine the role of sharia microfinance institutions on micro-enterprises and to develop a model of integration of social and economic function of sharia microfinance institutions in empowering micro business. The data analysis is done by qualitative descriptive approach which is used to explain how the integration model is formed. The results show that not all IMIs integrate social and economic functions, whereas, if IMI is willing to do so, micro-enterprise empowerment will be more easily achieved, and micro-enterprises will be easier to maintain sustainability.

Keywords: model, empowerment, micro business, IMI, Sharia microfinance institution

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