Published date: May 17 2024

Journal Title: KnE Social Sciences

Issue title: 1st International Conference on Islamic Economics, Business Development and Studies (1st ICIEBDS)

Pages: 499–524

DOI: 10.18502/kss.v9i16.16266

Erike Anggraenierike@radenintan.ac.idUniversitas Islam Negeri (UIN) Raden Intan Lampung, Indonesia

Khavid NormasyhuriUniversitas Islam Negeri (UIN) Raden Intan Lampung, Indonesia

Muhammad KurniawanUniversitas Islam Negeri (UIN) Raden Intan Lampung, Indonesia

Technological developments and the emergence of the financial technology industry coupled with digitalization in various fields have led to mobile payments in Indonesia. Mobile payments make transactions even faster and more convenient. However, there is a decision for consumers to continue or not to use technology, in this case regarding mobile payment technology. This study develops a model to see a direct relationship between performance expectancy and effort expectancy on continuance intention in cellular payments. Quantitative This study used SmartPLS 3.0 in conducting data analysis and obtained primary data from 1000 respondents through a list of questions given with a Likert scale. The research was conducted in two cities in Lampung Province. This study found the fact that performance expectancy has a direct relationship effect on continuity intention in mobile payments because consumers feel comfortable and do not worry about transactions through mobile payments. Effort expectancy has a direct relationship effect on continuity intention in mobile payments because consumers find transactions with mobile payment facilities very practical in use and easy to understand.

Keywords: performance expectancy, effort expectancy, mobile payment, continuity intention

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