KnE Social Sciences

ISSN: 2518-668X

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The Influence of Mobile Banking Service Quality and Trust on Customer Satisfaction of Indonesian Sharia Bank (BSI KC Bandar Lampung Diponegoro)

Published date: May 17 2024

Journal Title: KnE Social Sciences

Issue title: 1st International Conference on Islamic Economics, Business Development and Studies (1st ICIEBDS)

Pages: 57–72

DOI: 10.18502/kss.v9i16.16234

Authors:

Dr. Ahmad Habibihabibi@radenintan.ac.idUniversitas Islam Negeri (UIN) Raden Intan Lampung, Indonesia

Anisyarulyta SariUniversitas Islam Negeri (UIN) Raden Intan Lampung, Indonesia

Weny RosilawatiUniversitas Islam Negeri (UIN) Raden Intan Lampung, Indonesia

Abstract:

This study aims to determine the effect of mobile banking service quality and trust on customer satisfaction either partially or simultaneously. The data used in this study is primary data obtained directly from the answers of 80 respondents (customers of Bank Syariah Indonesia Kc Bandar Lampung Diponegoro), who downloaded and used the Bsi Mobile Banking application as a transaction medium. The analytical method used is the multiple linear regression analysis method. Based on the results of the study it is known that the variable quality of mobile banking services influences customer satisfaction from the t value greater than t table 7.274 > 1.994. For the calculated t trust variable, it is 3.431 > 1.994. This indicates that the trust variable has a significant influence on customer satisfaction. And on the results of the simultaneous test, the two variables together have a significant influence on customer satisfaction with f count greater than f table of 289.776 > 3.15. In the coefficient of determination test (R2), the variation of the independent variables used in the model can explain 88.3% of the dependent variation.

Keywords: service quality, mobile banking, trust, customer satisfaction

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