KnE Social Sciences

ISSN: 2518-668X

The latest conference proceedings on humanities, arts and social sciences.

Understanding the Underlying Islamic Contract of E-Money: The Case of Go-Pay

Published date: Jan 11 2024

Journal Title: KnE Social Sciences

Issue title: 1st Raden Intan International Conference on Sharia and Law (1st RIICSHAW)

Pages: 641–652

DOI: 10.18502/kss.v9i2.15021

Authors:

Fauzul Hanif Noor AthiefEmail: fauzul.hanif@ums.ac.id
Affiliation: Universitas Muhammadiyah Surakarta
Biography:

Lathifa AzizahEmail: N/A
Affiliation: Universitas Muhammadiyah Surakarta
Biography:

Imron RosyadiEmail: N/A
Affiliation: Universitas Muhammadiyah Surakarta
Biography:

Lukmanul HakimEmail: N/A
Affiliation: Universitas Muhammadiyah Surakarta
Biography:

Fauzul Hanif Noor Athief - fauzul.hanif@ums.ac.id - https://orcid.org/0000-0002-4784-904X

Lathifa Azizah

Imron Rosyadi

Lukmanul Hakim

Abstract:

The rapid development of technology creates a lack of clarity in the Islamic compliance of any new product, including the Go-pay system that serves as a means of payment transactions within Gojek. While researchers already tried to scrutinize Go-Pay under the light of Islamic boundaries, the inconclusive results bring another confusion. This research aims to collect all scholar opinions regarding Go-Pay, and categorize and analyze all the possible underlying Islamic law contracts of Go-Pay. This research is library research, using articles as the data that are extracted from Google Scholar to be analyzed. The results of this study show that the majority of 16 researchers say that Go-Pay payments are more by the Qardh contract. Five researchers found that it is more in line with the Wadi’ah contract, while five others said that it is in line with the Ijarah contract, and one researcher found that the Sharf contract is more appropriate.

Keywords: Go-pay, Islam, law, contract, digital money, E-Money, cashless

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