Published date: Mar 22 2022

Journal Title: KnE Social Sciences

Issue title: The Second Economics, Law, Education and Humanities International Conference (ELEHIC-2021)

Pages: 48–58

DOI: 10.18502/kss.v7i6.10608

Rika Desiyantirikadesiyanti@bunghatta.ac.idFaculty of Economics and Business Bung Hatta University, Indonesia

Nor Azilah HusinFaculty of Business and Accountancy, University Selangor, Malaysia

Aza Azlina Md KassimSchool of Economics and Management, Xiamen Univesity Malaysia, Malaysia

Rini ElviraFaculty of Economics and Business Islam IAIN Bukittinggi, Indonesia

SME performance has contributed to the establishment and sustainability of the nation’s economy. This paper aimed to analyze the effect of payment systems and peer-to-peer lending on the performance of SMEs. A questionnaire was distributed to SMEs in Sumatra, Indonesia, using an area random sampling technique, and 387 respondents were obtained. The study found that payment systems and peer-to-peer lending do affect the performance of SMEs.

Keywords: payment system, peer-to-peer lending, SMEs’ performance

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