KnE Engineering

ISSN: 2518-6841

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La construcción de políticas públicas para promover las microfinanzas como estrategia para la erradicación de la pobreza/The construction of public policies to promote microfinance as a strategy for the eradication of poverty

Published date: Jan 26 2020

Journal Title: KnE Engineering

Issue title: VI Congreso Internacional De La Ciencia, Tecnología, Emprendimiento E Innovación 2019

Pages: 632–653

DOI: 10.18502/keg.v5i2.6286

Authors:

J. Orozco Carrillo

F. Logroño Rodríguez

N. Alarcón Muñoz

D. Armijos Núñez

Abstract:

Varios factores determinan el crecimiento y desarrollo de aspectos sociales y económicos de la sociedad. La pobreza es uno de los principales obstáculos de alcanzar el grado máximo de este crecimiento. Se han implementado diversas estrategias para erradicar la pobreza y las instituciones microfinancieras se dicen que juegan un papel significativo en la reducción de la pobreza. Sin embargo, no es la única solución a este problema. Este trabajo pretende evaluar el impacto, estrategias y retos del sector de microfinanzas. Este artículo también evaluará el impacto de las regulaciones del gobierno sobre el crecimiento del sector micro financiero. Estos elementos se discuten en las secciones de metodología y discusión largamente. Los artículos evaluados en este trabajo llevaron a la conclusión de que el micro financiamiento instituciones juega un gran papel en la reducción de la pobreza, pero también es una necesidad para la sociedad a depender de otras estrategias para hacer frente a este problema. Además, también se concluye que diversos factores influyen en el éxito de las instituciones microfinancieras como las regulaciones gubernamentales y las sociedades en los que operan.

Several factors determine the growth and development of social and economic aspects of society. Poverty is one of the main obstacles to achieving the maximum degree of this growth. Various strategies have been implemented to eradicate poverty and microfinance institutions are said to play a significant role in reducing poverty. However, it is not the only solution to this problem. This paper aims to evaluate the impact, strategies and challenges of the microfinance sector. This article will also assess the impact of government regulations on the growth of the microfinance sector. These elements are discussed in the methodology and discussion sections at length. The articles evaluated in this paper led to the conclusion that microfinance institutions play a great role in reducing poverty, but it is also a need for society to depend on other strategies to deal with this problem. In addition, it is also concluded that various factors influence the success of microfinance institutions such as government regulations and the societies in which they operate.

Palabras clave: políticas publicas, microfinanzas, estrategia, erradicación, pobreza.

Keywords: public policies, microfinance, strategy, eradication, poverty.

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